LawnStarter, a lawn care provider, put together data from the U.S. Census Bureau to show the 14 metros with the highest percentage of homes with a mortgage. LawnStarter used Census Bureau data from the largest 100 metro areas in 2015 and compared the number of owner-occupied homes to owner-occupied homes with a mortgage in each metro.
14. Salt Lake City, Utah
Number of owner-occupied homes: 249,644
Number of owner-occupied homes with mortgage: 180,785
Percentage of owner-occupied homes with mortgage: 72.4%
13. Sacramento, California
Number of owner-occupied homes: 474,156
Number of owner-occupied homes with mortgage: 343,477
Percentage of owner-occupied homes with mortgage: 72.4%
12. Portland, Oregon
Number of owner-occupied homes: 550,790
Number of owner-occupied homes with mortgage: 399,066
Percentage of owner-occupied homes with mortgage: 72.4%
11. San Francisco, California
Number of owner-occupied homes: 903,500
Number of owner-occupied homes with mortgage: 656,117
Percentage of owner-occupied homes with mortgage: 72.6%
10. Virginia Beach-Norfolk-Newport News, Virginia
Number of owner-occupied homes: 388,768
Number of owner-occupied homes with mortgage: 283,044
Percentage of owner-occupied homes with mortgage: 72.8%
9. Indianapolis, Indiana
Number of owner-occupied homes: 484,654
Number of owner-occupied homes with mortgage: 352,902
Percentage of owner-occupied homes with mortgage: 72.8%
8. Seattle, Washington
Number of owner-occupied homes: 861,541
Number of owner-occupied homes with mortgage: 632,110
Percentage of owner-occupied homes with mortgage: 73.3%
7. Atlanta, Georgia
Number of owner-occupied homes: 1,248,726
Number of owner-occupied homes with mortgage: 919,180
Percentage of owner-occupied homes with mortgage: 73.6%
6. Provo-Orem, Utah
Number of owner-occupied homes: 106,725
Number of owner-occupied homes with mortgage: 78,739
Percentage of owner-occupied homes with mortgage: 73.7%
5. Colorado Springs, Colorado
Number of owner-occupied homes: 161,617
Number of owner-occupied homes with mortgage: 120,943
Percentage of owner-occupied homes with mortgage: 74.8%
4. Oxnard-Thousand Oaks-Ventura, California
Number of owner-occupied homes: 170,602
Number of owner-occupied homes with mortgage: 127,747
Percentage of owner-occupied homes with mortgage: 74.8%
3. Raleigh, North Carolina
Number of owner-occupied homes: 303,885
Number of owner-occupied homes with mortgage: 229,349
Percentage of owner-occupied homes with mortgage: 75.4%
2. Denver, Colorado
Number of owner-occupied homes: 677,167
Number of owner-occupied homes with mortgage: 515,339
Percentage of owner-occupied homes with mortgage: 76.1%
1. District of Columbia
Number of owner-occupied homes: 1,352,332
Number of owner-occupied homes with mortgage: 1,069,934
Percentage of owner-occupied homes with mortgage: 79.1%
